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Now you can get benefits of Rs 6 lakh by spending Rs 28 daily
Life Insurance Corporation's (LIC) micro savings insurance policy is very beneficial for low income earners. LIC micro insurance plan is very useful for people with low income. It is a combination of security and safety.
The scheme will provide financial assistance to the family in case of sudden death. In addition, the policy will provide a lump sum on maturity. Let us know everything about this plan ਇਸ This regular premium plan called Micro Savings has a lot of features. The insurance plan will cover Rs 50,000 to Rs 2 lakh. This is a non-linked insurance plan.
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Now you can get benefits of Rs 6 lakh by spending Rs 28 daily
Under this plan you will also get the benefit of Loyalty in the policy. If one has paid premium for 3 years, he will also get loan facility in Micro Savings Plan. Only people between the ages of 18 and 55 will get this insurance.
Under this, no medical examination will be required. If a person pays the premium for 3 consecutive years and is unable to pay the premium after that, he will continue the insurance facility for 6 months. If this premium policyholder pays for 5 years, he will get 2 years auto cover.
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Now you can get benefits of Rs 6 lakh by spending Rs 28 daily
The number of this scheme is 851. The term of a micro savings insurance plan will be 10 to 15 years. In this plan premium can be paid on annual, half-yearly,
quarterly and monthly basis. It will also allow you to add an Accidental Rider to the LIC. However, you will have to pay a separate premium for this. Under this, if an 18-year-old takes a 15-year plan, he will have to pay a premium of Rs 51.5 per thousand.
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Now you can get benefits of Rs 6 lakh by spending Rs 28 daily
In addition, a 25-year-old will have to pay Rs 51.60 for the same period and a 35-year-old will have to pay a premium of Rs 52.20 per thousand. The premium for a 10-year plan will range from Rs 85.45 to Rs 91.9 per thousand.
There will also be a 2 percent discount on premiums. If you do not like this insurance after purchase, you can surrender the plan within 15 days. If a 35-year-old person takes a 15-year policy with an amount of Rs 1 lakh, his annual premium will come down to Rs 5,116.
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Now you can get benefits of Rs 6 lakh by spending Rs 28 daily
Up to 70 per cent loan will be available under the existing policy. In addition 60% of the loan repayment policy will be eligible. If a person has taken this policy at the age of 35 for the next 15 years, he will have to pay an annual premium of Rs. 52.20 (Sum Assured Rs. 1000). Similarly,
if one takes the sum assured of Rs. 2 lakhs, he will have to deposit 52.20 x 100 x 2 i.e. 10,300 per annum. This means you have to pay a daily premium of Rs 28 and a premium of Rs 840 per month. There will be a 1 month discount for the payment of premium.
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The maximum maturity age for this policy will be 70 years. This is a life insurance policy, so you will get income tax exemption under section 80C on premium payment.
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